Access consistent clinical metrics at the point of sale — blood pressure, heart rate, glucose level, body fat, blood oxygen and hydration levels — to price risk with confidence and speed. No assumptions. Just real data, in real time.

What's New

Instant Health Data for Accurate, Risk-Based Pricing

Traditional digital applications rely on self-reported health data: inconsistent, incomplete, and often inaccurate. With cura-X, that challenge is overcome.

We provide you with independent clinically accurate health data – instantly 

Capture Real-Time Health Data

Access immediate, contactless health insights at the moment of sale. This real-time data lets you better evaluate each applicant’s unique risk profile instantly and adjust premiums accordingly.

Empower Data-Driven Underwriting

By integrating advanced AI and real-time analytics, cura-X transforms raw health data into actionable intelligence. Set premiums based on actual health metrics rather than relying solely on historical statistical tables.

Enhance Risk Management

Immediate access to verified health insights reduces uncertainty and fraud, it minimizes risk exposure, and builds a foundation for more profitable underwriting decisions.

With cura-X, insurers move from guesswork to precision—pricing risk accurately at the point of sale, and ultimately transforming the underwriting process into a seamless, data-driven and scalable  operation.

How cura-X Transforms Insurance With
AI-Powered Health Intelligence

Real Time Instant Health Risk Assessment

We analyse clinically validated facial biomarkers to deliver lab-grade health insights—no tests or wearables needed.

Customised Premiums

Eliminate the guesswork with bespoke insurance quotes derived from accurate medical data.

Proactive Risk Management

Our AI detects early health risks before they become claims, giving insurers 12-18 months’ lead time to intervene with wellness programs that reduce long-term payouts.

AI-Powered Health Insights

Create flexible coverage options based on verifiable health improvements, turning your policies into tools for customer wellness engagement.

Fraud Mitigation

Biometric authentication and AI-powered consistency checks reduce fraudulent applications.

Non-Invasive Scanning

Non-invasive facial scanning offers a faster, more comfortable, and scalable alternative to physical exams—eliminating the need for in-person assessments while maintaining clinically relevant insights.

tHE FUTURE OF RISK ASSESSMENT

Transforming Underwriting for a Data-Driven Future

In today’s competitive market, precise risk assessment is essential to ensuring sustainable profitability. With cura-X, insurers make better decisions on the pricing of premiums by leveraging immediate, real-time health insights of the applicant.

Experience a revolution in underwriting where every premium is set with better precision, ensuring a smarter, more competitive approach in today’s market.

HERE'S HOW: WHAT WE DO IN LESS THAN 30 SECONDS

30 Seconds Scan 1.5b Data Points.

Using a 30-second facial scan, cura-X’s AI processes over 600 billion data points to extract clinically relevant biomarkers

✓ Blood pressure

✓ Resting heart rate

✓ Glucose levels

✓ Body fat %

✓ Blood oxygen

✓ Hydration status

More to come

cura-X enables insurers to integrate this data into their risk models and pricing algorithms for the first time — allowing for a more accurate pricing of risk

Features

See Everything Cura-X
Can Do for You

HRV (Heart rate variability)

The variation in time between each heartbeat.

Blood Oxygen Level

Essential for cellular function and overall health, and low levels can lead to serious health problems

BMI

Helps identify potential health risks associated with being underweight, overweight, or obese

Hydration

Regulates temperature, aids nutrient absorption, removes waste, and supports cognition and skin health.

BP

An early indicator of heart disease, heart attack, stroke, kidney disease, and heart failure.

Blood Volume

Necessary for the constant perfusion of body tissue

Recovery

A measure of how well your body is recovering from stress and exertion.

Blood Glucose

An early indicator of diabetes

Heart Rate/Pulse

Indicates overall health and potentially flag underlying medical conditions or problems

Get in Touch

Contact us to discuss how cura-X can support your underwriting strategy with real-time health insights